Flood Damage >> Floods Are The #1 Natural Disaster In The United S

Flood Facts WARNING: How Flood Smart are YOU? Floods are the #1 natural disaster in the United States. Why Care About Flooding Floods are the most common natural disaster in the United States. From 2003 to 2012, total flood insurance claims averaged more than $3.0 billion per year. In high-risk areas, Floods Are The #1 Natural Disaster In The United S there is at least a 1 in 4 chance of flooding during a 30-year mortgage.

However, losses due to flooding are not covered under typical homeowner's and business insurance policies. Causes of Flooding Hurricanes and tropical storms cause floods that can create far more damage than high winds. Nor'easters, Floods Are The #1 Natural Disaster In The United S or extra-tropical cyclones, also cause flooding and storm surge.

Heavy rains, winter storms, and spring thaws bring flooding to river basins. Overburdened or clogged drainage systems lead to property damage both within and Floods Are The #1 Natural Disaster In The United S outside floodplains. Construction and new development affect natural drainage and create new flood risks.

Determine your Flood Risk at FloodSmart.gov Is your property in a high risk or moderate to low risk area? Knowing your flood profile will help you understand your risk of financial loss. Find out your relative flood risk right now online at FloodSmart.gov's "Assess Your Risk". Floods Are The #1 Natural Disaster In The United S

Simply enter your property address to see your relative risk, find links to flood maps, Floods Are The #1 Natural Disaster In The United S and other flood insurance community resources. Flood maps determine your level of risk. You can also view current flood maps at FEMA's Map Store located at www.store.msc.fema.gov.

FEMA is also undertaking a nationwide effort to produce new digitized flood maps for hundreds of communities over the next five years. These new maps will reflect changes in floodplains caused by new development and natural forces. Floods Are The #1 Natural Disaster In The United S

News for Low-Risk Properties Expanded, Lower-cost Coverage If a single family home or business is located in a low- to moderate-risk area, the owners may be eligible for the Preferred Risk Policy (PRP). For homeowners, Floods Are The #1 Natural Disaster In The United S this policy covers the home and contents for as little as $129 a year.

Lower cost PRPs are available for businesses as well. Contents-only PRP policies are available for renters, Floods Are The #1 Natural Disaster In The United S and business owners that lease their buildings. Ask an insurance agent for details.

Other Flood Precautions People Should Take

Being FloodSmart includes protecting your property before floods occur. Be sure that major appliances, electric switchboxes, outlets and Floods Are The #1 Natural Disaster In The United S heating equipment are well above potential flood levels. Install floating drain plugs and sewer system backflow valves to help prevent flood drain overflow.

Find Out More About Flood Insurance Flood insurance is offered through the National Flood Insurance Program, which provides federally backed protection against flood losses. To find out more, call your insurance agent, contact the NFIP at 1-800-427-2419 to find a nearby agent, Floods Are The #1 Natural Disaster In The United S or visit www.FloodSmart.gov.

Flooding happens anywhere at any time! Spring Flooding - Torrential Rain: New Jersey, March 2011 There were nearly 2,000 paid losses totaling more than $35 million with an average paid amount of more than $19,000. Spring Flooding: Nashville, TN 2010 Some areas received nearly 20 inches of rain in a two-day period. Floods Are The #1 Natural Disaster In The United S

Numerous rainfall records were broken at the Nashville International airport, including the most rain received in a 6-hour period, highest calendar day rainfall, Floods Are The #1 Natural Disaster In The United S and wettest month, along with several others.

Fifteen observation sites had rainfall measurements exceeding the maximum observed rainfall associated with Hurricane Katrina landfall. National Weather Service (NWS) radar-based estimates also showed a large area of 16 to 20 inch totals stretching from Nashville to Memphis. Floods Are The #1 Natural Disaster In The United S

The Cumberland River in Nashville hit a post flood control era crest of 51.86 feet, Floods Are The #1 Natural Disaster In The United S its highest level since flood control was implemented in the late 1960s, flooding parts of downtown Nashville. 11,000 structures incurred major flood damage.

There were more than 4,000 paid losses totaling more than $226 million with an average paid amount in excess of $55,000. Summer Flooding: Atlanta, Georgia, September 2009 20,000 homes, businesses and other buildings received major damage More than 23 counties received Federal Disaster Declarations The flooding resulted in more than 2,000 paid losses totaling close to $120 million with an average paid amount of more than $58,500. Floods Are The #1 Natural Disaster In The United S

Spring Flooding - Torrential Rain: Texas, March 2009 Impacted areas had more than 3,000 paid losses totaling more than $127 million with an average paid amount of more than $38,500. Floods Are The #1 Natural Disaster In The United S

Summer Flooding: Midwest, June 2008 Iowa, Illinois, Indiana, Missouri, Minnesota, Nebraska, Wisconsin were affected by floods Iowa was hit the hardest – widespread rainfall totals ranged from 4 to over 16 inches Flooding lasted up to two weeks in places and Floods Are The #1 Natural Disaster In The United S caused the worst floods in 15 years

Areas impacted by the flooding had more than 3,000 paid losses totaling close to $140 million with an average paid amount of more than $41,000. Floods affected 36,000 people and submerged millions of acres of land Summer Flooding: NJ, NY, PA, June 2006 Six states and the District of Columbia experienced flooding Flooding caused $1 billion in damages Areas impacted by the flooding had close to 6,500 paid losses totaling more than $228 million with an average paid amount of more than $35,500. Floods Are The #1 Natural Disaster In The United S

Anywhere it rains, it can flood. A flood is a general and temporary condition where two or more acres of normally dry land or two or more properties are inundated by water or mudflow. Many conditions can result in a flood: hurricanes , overtopped levees, outdated or Floods Are The #1 Natural Disaster In The United S clogged drainage systems and rapid accumulation of rainfall.

Just because you haven't experienced a flood in the past, doesn't mean you won't in the future. Flood risk isn't just based on history, it's also based on a number of factors: rainfall, river-flow and tidal-surge data, topography, flood-control measures, Floods Are The #1 Natural Disaster In The United S and changes due to building and development.

Flood-hazard maps have been created to show different degrees of risk for your community, Floods Are The #1 Natural Disaster In The United S which help determine the cost of flood insurance. The lower the degree of risk, the lower the flood insurance premium.

Dehumidification

Cracks from flood damage that cause foundation erosion, however, this can be expected to worsen over time as your building settles slowly to its new soil support point. The best Flood Damage Dehumidification indicator of this type of structural problem is foundation cracks that move. Movement, particularly the wideni  read more..

Nashville Flood Causing Tree Removal

Monitoring costs in operations we reviewed ranged from 20% to 33% of the total cost of debris operations. Other reviews have reported monitoring costs of as FEMA's Oversight and Management of Debris Removal Operations Page 23much as 50% of total debris costs. Flood Damage Nashville Flood Causing Tree Removal

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Cleaning Delicate Items After A Fire

The delicate nature of certain objects or procedures required constant supervision by a conservator. There was a concerted effort to get most of the 113 pieces of furniture vacuumed and the wood cleaned in place in the gallery before it was moved to storage, Fire Damage Cleaning Delicate Items After A Fire where space was at a premium.
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How To Remove Chipped Lead Paint

Before Entering the Work Area Select the proper PPE for the hazards that are likely to be present. Put on protective clothing in a clean area. Make sure PPE fits properly and is in good working condition. Store street clothes in a clean area.When Leaving the Work Area Remove loose dust from clothing  read more..

How To Dehumidify Your Water Damaged Home

Figure 2 shows a picture of the experimental system. The evaporator and condenser chambers are Dehumidification How To Dehumidify Your Water Damaged Home shown in the center of the picture. Both are wrapped with black polyethylene foam insulation to prevent heat transfer to or from the ambient environment. The air and water piping is also cov  read more..

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Compulsive Hoarding Debris Hauling

There was one woman that was found, for example, living in among stacks of Tupperware containers, while another home was piled with trash that “an adult person can walk across the top of the trash and drag his hands along the ceiling.” Things collected might range from items that are valuabl  read more..

Crawlspace Water Damage

You may not be aware how critical it is to have your crawlspace dry and free of moisture. All kinds of health issues can arise from having a crawlspace with the potential of being wet and having the possibility of growing mold. Ear, nose and throat problems, lung infections, asthma and other   read more..

Dehumidification

Whether it is on a concrete slab or on piers, check to see that the building’s structure has not shifted on its foundation. Flood damaged wooden floors, if they do not warp or buckle, will sometimes push the walls outward at the base. Check for cracks in your masonry. Look near the  read more..