Flood Damage >> Flood Insurance

National Flood Insurance Program Flood Insurance Requirements for Recipients of Federal Disaster Assistance Flood Insurance Requirements for Recipients of Federal Disaster Assistance Flood Insurance Requirements for Recipients of Federal Disaster Assistance When property owners receive financial assistance from the Federal Government following a Presidentially declared disaster, Flood Insurance they may be required to purchase flood insurance coverage. 

This requirement is mandated under the National Flood InsuranceReform Act (NFIRA) of 1994. It is imposed when a building has been damaged and Flood Insurance is located in an area that is at high risk of flooding. These high-risk areas are called Special Flood Hazard Areas (SFHAs).The NFIRA requirement applies to insurable buildings and personal property, located in SFHAs, that have been damaged bythe disaster event. 

Financial assistance can come in the form of Federal disaster assistance grants or loans.If you are a homeowner Flood Insurance and receive Federal financial assistance, flood insurance coverage must be maintained at the address of your home even if the damaged building is replaced by a new one. If you sell your home,you are required to inform the new owners that they must maintain flood insurance coverage on the building. 

Often, an existing flood insurance policy can be transferred to a new owner with no lapse in coverage.If you are a renter and receive Federal financial assistance, flood insurance coverage must be maintained on the Flood Insurance contents for as long as you live at the flood-damaged rental property. The requirement for flood insurance is lifted once you move from the building.

If you receive a Certificate of Flood Insurance from FEMA, flood insurance has been provided under a Group Flood Insurance Policy following a Presidential disaster Flood Insurance declaration. This policy provides minimum building and/or contents coverage in exchange for a small premium.

Group Policies have a term of 3 years, after which you will be requiredto purchase Flood Insurance and maintain a Standard Flood Insurance Policy through the National Flood Insurance Program (NFIP) until you are no longerthe homeowner or renter at that location. In order to avoid any lapse incoverage, it is important to apply for your new coverage at least 30 daysbefore the expiration of the Group Policy.

You may cancel your participation in the Group Policy at any time during its policy term, Flood Insurance provided that you have purchased your own NFIP flood insurance coverage.Even without the NFIRA requirement,it is a wise decision to purchase flood insurance. 

But, because Federal law mandates the purchase of flood insurance as a condition of disaster funding, Flood Insurance an applicant who does not comply with the NFIRA flood insurance obligation may become ineligible for future disaster assistance. 

It's that important.With all that you are going through, Flood Insurance don't let this vital coverage slipthrough the cracks. Protect yourself and your family from futurefinancial loss by purchasing and maintaining flood insurance coverage.For more information about the NFIPand flood insurance, call

Facts About Asbestos Removal

Residents could have inhaled Libby asbestos fibers from household dust—either from plant emissions that infiltrated into homes or Asbestos Abatement Facts About Asbestos Removal from dust brought inside from waste products brought home for personal use. 

No information on past levels of contamina  read more..

Compulsive Hoarding Fire Damage

Because compulsive hoarding is a disease that involves the collection of items that could be considered of little or no value and in most cases a person that is a compulsive hoarder will collect some many items at their homes become a hazard especially when it comes to fire. As the compulsive   read more..

Lead Paint Removal From A Public Building

"Public building" means a structure which is generally accessible to the public, including but not limited to, schools, daycare centers, museums, airports, hospitals, stores, convention centers, government facilities, office buildings and any other building which is not an industrial building or&nbs  read more..

How To Remove Ice Storm Debris

A grading permit from the local government may be necessary if fill material is necessary. The soil should be placed in thin lifts and compacted per local codes and standards. This action must be decided upon before the start of the debris removal process and Debris Removal How To Remove Ice Storm Debris may not be eligible for s  read more..

Asbestos In Homes

What programs are available to help individuals with asbestos in homes-related diseases? Some people with Asbestos Abatement Asbestos In Homes-related illness may be eligible for Medicare coverage. Information about benefits is available from Medicare’s Regional Offices, located in 10 major cities across the United States and s  read more..

Storm Damage

Storm damage is kind of a generic term, there are many kinds of storms that could fall under that category. The results of a tornado, an area that was in the path of a hurricane or just a heavy thunderstorm. In the United States alone there are over 100,000 thunderstorms a year and there are   read more..

Compulsive Hoarding Safety

Until the last few years, people didn't know much about hoarding, the since television has started to show people's homes and the different conditions of Hoarding Compulsive Hoarding Safety. Now everyone is beginning to take notice, even to the point that some cases have been deemed, illegal because of the obvious threat t  read more..

Health Risks From Lead Paint

Zinc protoporphyrin results from the inhibition of the enzyme ferrochelatase which catalyzes the insertion of an iron molecule into the protoporphyrin molecule, which then becomes heme. If iron is not inserted into the molecule then zinc, having a greater affinity for protoporphyrin, takes the place  read more..

How To Damp Proof An Interior Basement Floor

Building science research supports installing exterior (soil side) foundation insulation as the optimal method to enhance the hygrothermal performance of new homes. With exterior foundation insulation, water management strategies are maximized while insulating the basement space and ensuring a   read more..

Remove Lead Paint From Your Business

Employers shall institute a medical surveillance program for all employees who are or may be exposed at or above the action level for more than 30 days per year. (B) The employer shall assure that all medical examinations and procedures are performed by or under the Lead Paint Removal Remove Lead Paint From Your Business supervision of a l  read more..