Flood Damage >> Flood Insurance

National Flood Insurance Program Flood Insurance Requirements for Recipients of Federal Disaster Assistance Flood Insurance Requirements for Recipients of Federal Disaster Assistance Flood Insurance Requirements for Recipients of Federal Disaster Assistance When property owners receive financial assistance from the Federal Government following a Presidentially declared disaster, Flood Insurance they may be required to purchase flood insurance coverage. 

This requirement is mandated under the National Flood InsuranceReform Act (NFIRA) of 1994. It is imposed when a building has been damaged and Flood Insurance is located in an area that is at high risk of flooding. These high-risk areas are called Special Flood Hazard Areas (SFHAs).The NFIRA requirement applies to insurable buildings and personal property, located in SFHAs, that have been damaged bythe disaster event. 

Financial assistance can come in the form of Federal disaster assistance grants or loans.If you are a homeowner Flood Insurance and receive Federal financial assistance, flood insurance coverage must be maintained at the address of your home even if the damaged building is replaced by a new one. If you sell your home,you are required to inform the new owners that they must maintain flood insurance coverage on the building. 

Often, an existing flood insurance policy can be transferred to a new owner with no lapse in coverage.If you are a renter and receive Federal financial assistance, flood insurance coverage must be maintained on the Flood Insurance contents for as long as you live at the flood-damaged rental property. The requirement for flood insurance is lifted once you move from the building.

If you receive a Certificate of Flood Insurance from FEMA, flood insurance has been provided under a Group Flood Insurance Policy following a Presidential disaster Flood Insurance declaration. This policy provides minimum building and/or contents coverage in exchange for a small premium.

Group Policies have a term of 3 years, after which you will be requiredto purchase Flood Insurance and maintain a Standard Flood Insurance Policy through the National Flood Insurance Program (NFIP) until you are no longerthe homeowner or renter at that location. In order to avoid any lapse incoverage, it is important to apply for your new coverage at least 30 daysbefore the expiration of the Group Policy.

You may cancel your participation in the Group Policy at any time during its policy term, Flood Insurance provided that you have purchased your own NFIP flood insurance coverage.Even without the NFIRA requirement,it is a wise decision to purchase flood insurance. 

But, because Federal law mandates the purchase of flood insurance as a condition of disaster funding, Flood Insurance an applicant who does not comply with the NFIRA flood insurance obligation may become ineligible for future disaster assistance. 

It's that important.With all that you are going through, Flood Insurance don't let this vital coverage slipthrough the cracks. Protect yourself and your family from futurefinancial loss by purchasing and maintaining flood insurance coverage.For more information about the NFIPand flood insurance, call

Prevention And Control Of Wildlife Damage

The Forest Service gives notice of and requests comment on proposed revisions to its policy on animal damage management to be published in the Forest Service Manual Chapter 2650. This Animal Damage Prevention And Control Of Wildlife Damage direction would replace current agency procedures for im  read more..

Dehumidification

After your building or house has sustained a fire and the fire department has left, leaving your place a soggy smelly mess, now you must face the task of cleaning the Electronic Restoration Dehumidification. The whole purpose of drying your water damaged electronic equipment is to reduce the amount of time the electronics spen  read more..

The Average Cost For Mold Removal

Mold has become a major source of concern related to health in the indoor environment. Molds are an important part of the natural environment and have been around for a long time. They are classified as part of the kingdom fungi being neither plant nor animal but a little of both and their role is t  read more..

Fix A Radon Problem

The principal purpose of the RIS is to provide a telecommunications service for participants and other callers. Participants in the Program, and others, should contact either the RIS (by telephone, facsimile, or E-mail)or the RQAC (in writing) to obtain any of the following: General Radon Mitigation Fix A Radon Problem information  read more..

How To Clean After Tenants

When the tenant moves out of a rental unit, the landlord has thirty (30) days in which to either return the entire security deposit plus interest if appropriate, or send a written statement of any deductions made from the deposit for repairs, cleaning, etc., the cost of each repair (supported by cop  read more..

Flood Zone Maps

Are costs of preventive measures covered under the SFIP? Some are. When an insured building is in imminent danger of being Flood Damage Flood Zone Maps, the reasonable expenses incurred by the insured for the removal of insured property to a safe location and return will be reimbursed up to $1,000, and the purchase of sand  read more..

Use A Foundation Drainage System To Remove Radon G

Check the following to make sure that you have enclosed the necessary attachments to the Application forms you are submitting.For Residential Measurement and Mitigation Services Providers A copy of either your CBT or paper-and-pencil official exam results. (Do not submit your Radon Mitigation Use A Foundation Drainage System To Remove Radon G application until   read more..

The Dangers Of Raw Sewage

Establish temperature control to enhance the evaporation rate and effectiveness of ventilation or dehumidification systems in use. All solid waste must be collected and discarded. Use dehumidifiers, fans, window air conditioners and open windows to aid in the drying process when available. Exchange   read more..

Asbestos Testing

Asbestos might still be located in many different structural materials and products, in spite of their age. Consequently, the only way to ultimately know is to have samples of the material in question analyzed. Check your local health office for reports on sampling and testing for more   read more..

How To Restore Flood Damaged Photos

The first formulation of standards of practice and professional relations by any group of art conservators was produced by the IIC-American Group (now AIC) Committee on Professional Standards and Procedures. Document restoration How To Restore Flood Damaged Photos

Formed at the second regular meeting of the IIC-AG, in  read more..