Wind Damage >> Once A Hurricane Or Major Storm Hits

Once a hurricane or major storm hits, it's too late to protect your home and property. But there are things you can do now to limit future wind damage. Some are fairly simple and inexpensive; others will require a contractor. You'll need to consider the characteristics of your home, Once A Hurricane Or Major Storm Hits your financial resources and the building codes in your community. 

This homeowner's checklist will help you learn what you can do. For more information about the costs and benefits of each approach, Once A Hurricane Or Major Storm Hits talk to a professional builder, architect or contractor. You should also ask your building department about building permit requirements. Do you know your risk? 

Ask your emergency management office or American Red Cross chapter for information about the hazards in your community. Do you have enough insurance? Even if you have taken steps to protect your home from flooding, Once A Hurricane Or Major Storm Hits you still need flood insurance if you live in a floodplain. 

Homeowners' policies do not cover flood damage, Once A Hurricane Or Major Storm Hits so you will probably need to purchase a separate policy under the National Flood Insurance Program (NFIP). It takes 30 days for a flood policy to take effect. This is why you need to purchase flood insurance before flooding occurs. Is the roof sheathing properly installed? 

During a windstorm, wind forces are carried from the roof down to the exterior walls, Once A Hurricane Or Major Storm Hits down to the foundation. Homes can be damaged when wind forces are not properly transferred to the ground. Roof sheathing (the boards or plywood nailed to the roof rafters or trusses) can fail during a hurricane if not properly installed. 

Examine the sheathing from the attic. If many of the nails have missed the rafters, you may need to renail the sheathing. If you're putting on a new roof, Once A Hurricane Or Major Storm Hits make sure the sheathing complies with current recommended practices. Are end gables securely fastened to the rest of the roof? 

In a hurricane or other wind storm, the side walls of the roof (end gables) take a real beating and can collapse. Gable bracing often consists of 2”x4”s placed in an "X” pattern at both ends of the attic: from the top center of the end gable to the bottom of the brace of the fourth truss, Once A Hurricane Or Major Storm Hits and from the bottom center of the end gable to the peak of the roof. 

Is the roof fastened to the walls with hurricane straps? Hurricane straps (made out of galvanized metal) help keep the roof fastened to the walls in high winds. They can be difficult to install, Once A Hurricane Or Major Storm Hits so you may need a contractor for this project. Ask your building department whether hurricane straps are required or advisable in your area. 

Are double entry doors secured at the top and bottom? The exterior walls, doors and windows are the protective shell of your home. If the shell is broken during a storm, Once A Hurricane Or Major Storm Hits high winds can enter the home and put pressure on the roof and walls, causing serious damage. 

For each double door, at least one of the doors should be secured at both the top of the door frame and the floor with sturdy sliding bolts. Most bolts that come with double doors, Once A Hurricane Or Major Storm Hits however, are not strong enough to withstand high winds. 

Your local hardware can help you select the proper bolts. Some door manufacturers provide reinforcing bolt kits made specifically for their doors. Has the garage door been properly secured? If the garage door fails, Once A Hurricane Or Major Storm Hits winds can enter your home and blow out doors, windows, walls and the roof. Ask your building department for guidance on what to do. 

Are windows protected by storm shutters? Installing storm shutters is one of the most effective ways to protect your home. Purchase or make shutters for all exposed windows, glass surfaces, Once A Hurricane Or Major Storm Hits French doors, sliding glass doors and skylights. There are many types of manufactured storm shutters available made out of wood, aluminum or steel. 

You can also make storm shutters with 5/8-inch thick exterior- grade plywood. If you're building or remodeling a home, there are many other ways to protect your property that are not addressed in this checklist. To learn more, Once A Hurricane Or Major Storm Hits talk to a professional home builder, architect, contractor or building supply retailer. 

Be safe. Do not try to re-enter your home or attempt repairs until it is safe to do so; Once A Hurricane Or Major Storm Hits  Keep children and pets away from down or low-hanging power lines; Contact your insurance company as soon as possible.

Do not make permanent repairs until the adjuster has inspected the property - but do take action to prevent further damage, Once A Hurricane Or Major Storm Hits like covering holes in the roof or removing water; Take pictures of the damage, particularly if you must throw away items of value that are bacteria-laden and no longer safe to preserve

Keep a record of all related receipts, documents outlining your time spent securing your property, Once A Hurricane Or Major Storm Hits and your conversations with the insurance company "Filing a claim can be an unknown and confusing process for consumers. 

When in doubt, a homeowner with questions should call the Division of Insurance, Once A Hurricane Or Major Storm Hits their agent, or their insurance company," said Joseph G. Murphy, the Commissioner of Insurance. "The Division of Insurance is prepared to help in whatever way possible, and will work with carriers, agents and adjusters to ensure services are available." 

With tornado damage covered by homeowners' insurance, Once A Hurricane Or Major Storm Hits the Patrick-Murray Administration's Division of Insurance is offering tips on the best way to file a claim with an insurance company to families who suffered damage in yesterday's tornadoes and storms. 

Because tornadoes and downbursts are in part products of thermodynamic climatic circumstances, Once A Hurricane Or Major Storm Hits they may be affected by anticipated changes in climatic conditions as the 21st century progresses. 

However, the current understanding of tornado and downburst formation from supercell storms is very incomplete, and climate-change model predictions sufficiently coarse, Once A Hurricane Or Major Storm Hits that predictions of changes in frequency, size, intensity, or timing of these extreme events must be regarded as highly uncertain. 

Moreover, Once A Hurricane Or Major Storm Hits retrospective approaches that employ tree demography and dendrochronology require prohibitively large sample sizes to resolve details of the relationship between climate fluctuations and characteristics of these storms. 

To improve predictions of changes in the climatology of these storms, we need improved understanding of the genesis of tornadoes and Once A Hurricane Or Major Storm Hits downbursts within thunderstorms, and greater resolution in global climate models. 

To improve coping strategies, forest scientists can contribute by giving more attention to how various silvicultural actions influence stand and tree vulnerability. Finally, increased focus on the dynamics of forest recovery and Once A Hurricane Or Major Storm Hits regrowth may suggest management actions that can facilitate desired objectives after one of these unpredictable wind disturbances.

How To Remove Fire Damage From Furniture

Nineteen fire chiefs from around the world will participate in the National Fire Protection Association (NFPA) Urban Fire Forum in Boston, October 19-22. Also in attendance will be R. David Paulison. Fire Damage How To Remove Fire Damage From Furniture

Paulison is currently the Under Secretary of Federal Emergency Management/Direct  read more..

OSHA Regulations For Perimeter Fencing

The NHC official forecasts did outperform many of the individual intensity models.Only the GHMI (at the 96 and 120 h periods) and the FSSE (at the 72-120 h periods) had smaller errors than the official intensity forecasts. However, Emergency Board up OSHA Regulations For Perimeter Fencing the intensity model consensus (ICON)bested the offici  read more..

Is Damage By A Squirrel Covered By Homeowners Ins

The progressive loss of Iowa's woodlands and farmlands to development is increasing the chance for conflicts between humans and wildlife. Social trends, such as increased urbanization, increased populations of certain wildlife species, and finite government resources have combined to provide the   read more..

Will Using Dehumidifier Get Rid Of Mold In A Room

In addition to correctly installing a vapor barrier, it is important to provide adequate ventilation of spaces where moisture can build up. Most building codes require that attics and crawl spaces be ventilated, Dehumidification Will Using Dehumidifier Get Rid Of Mold In A Room and some require a minimum one-inch clear airspace above the insulation for ve  read more..

Debris Removal

In case of a Flood Damage Debris Removal, contact your homeowner’s insurance company right away. If at all possible, have your flood insurance policy numbers ready when you call. Find out how they want to handle your claim. They might have special processes set up if there are many people that were involved by o  read more..

How To Test For Hoarding

Over the past year, my office has received an unusually high volume of calls from constituents who find themselves in difficult situations because of their out-of-control, overly cluttered apartments. Dismayed by the number of residents that are not only in danger of losing their homes, Hoarding How To Test For Hoarding&nb  read more..

Fema Debris Disposal And Flood Zones

Household Chemicals (i.e., Household Hazardous Waste (HHW)) can be taken to a county or municipal HHW facility for recycling or potentially reuse. Check with your local environmental health representative to see if a temporary HHW collection site has been established. If HHW cannot safely be removed  read more..

Mold Mitigation

If there has been a lot of water damage, and/or mold growth covers more than 10 square feet, consult EPA's Mold Remediation in Schools and Commercial Buildings. Although focused on schools and commercial buildings, this Water Damage Mold Mitigation document is applicable to other building types. If you choose to hire  read more..

How To Keep Mold And Mildew Out Of Basement Closets

Floods: Drying Out This publication is intended to give quick, brief answers to the many issues that arise after a flood. You will not find detailed instructions here, but the answers will direct you to short fact sheets and the sections of several Basement Drying How To Keep Mold And Mildew Out Of Basement Closets booklets that have detailed instructions.  read more..

How To Report A House Being Used As A Meth Lab

As a result of these limitations, it is necessary that the employer evaluate glove selection and use to prevent employee exposure as Meth Lab Cleanup How To Report A House Being Used As A Meth Lab specified in 29 CFR 1910.132(d). Guidance on conducting in-use testing methods for glove selection is available.8 Direct Reading Patches/Charcoal Felt Pads I  read more..