Flood Damage >> What Losses Does Flood Insurance Protect Against

Desiccants like those listed below are usually available at hardware, grocery, or drugstores. Chemical dehumidifier packs used for drying boats and damp closets. Cat litter made of clay. Calcium chloride pellets used for melting ice in the winter.Hang pellets in a pillow case,nylon stocking, What Losses Does Flood Insurance Protect Against or other porous bag. Put a bucket underneath to catch dripping water.

Close the closet or area being dried. Be careful.Calcium chloride can burn your skin. It will also make the air salty, What Losses Does Flood Insurance Protect Against so do not use this product near computers or other delicate equipment. Call a contractor. There arecontractors who specialize indrying out flooded buildings.They have large fans and dehumidifiers that can dry out ahouse in a few days.

Look inthe yellow pages under Fire andWater Damage Restoration orunder Dehumidifying. Becareful about contractors whoinflate prices after a disaster andabout out-of-town contractorswho inflate prices after adisaster and What Losses Does Flood Insurance Protect Against about out-of-towncontractors who request payment in advance.

Be patient. Drying your homecould take several weeks. Untilyour home is reasonably dry, damage caused by mildew and What Losses Does Flood Insurance Protect Against decaywill continue. The musty odorwill remain forever if the home isnot thoroughly dried out well.Sort Contents and DiscardDebrisYou have three types of contentsthat should go to three differentplaces: items you want to save items to be discarded garbage.

Things you want to saveMove these to a safe, dry place,such as the second story or outside. The longer they sit in water,the more damaged they become.In some cases, What Losses Does Flood Insurance Protect Against you may only beable to move them to one roomwhile you clean the other rooms.

Don't leave wood furniture in thesun or it will warp when it dries.To save an area rug, What Losses Does Flood Insurance Protect Against lay a sheet orsome other material on top so thecolors will not bleed. Clean itpromptly.Things you don't want to savePut things you don't want to saveoutside to dry until the adjustercomes to confirm your losses.

Take pictures or videotapes andlist each item for the record. Ifyou are not sure whether to throwsomething out, decide whether itis worth salvaging by checking theinformation in Step 6. What Losses Does Flood Insurance Protect Against

Should I Throw them Out?UsuallyMattresses, pillows, foam rubber,large carpets, carpet padding,upholstered couches and chairs,books, paper productsAlwaysFood, cosmetics, medical supplies,stuffed animals, baby toys. GarbageGet rid of food and anything elsethat could spoil or What Losses Does Flood Insurance Protect Against go bad immediately.

Don't let garbage buildup. Garbage piles will cause yetanother health hazard by attracting animals and insects. If yourinsurance adjuster has not come,tell your agent or What Losses Does Flood Insurance Protect Against adjuster that youneed to get rid of potential healthhazards. That person will tell you how to make sure that your lossesare covered.

Then throw the stuffout, preferably in sealed plasticgarbage bags.Don't take chances with frozenfood if electricity went off unlessfood is still thoroughly frozen andcontains ice crystals. As a rule,food will remain frozen for up tothree days in a closed freezer without power. What Losses Does Flood Insurance Protect Against

Don't refreeze thawedfood. However, you can cook andthen freeze raw meat that was partially thawed and What Losses Does Flood Insurance Protect Against then refreeze it.Dispose of discarded itemsproperly. Do not burn or burythem. There will usually be morefrequent garbage pickups after aflood.

Your local TV and radiostations will have announcementsconcerning trash pickup schedules What Losses Does Flood Insurance Protect Against and drop-off sites.How Floodwaters AffectYour HomeOnce contents and debris havebeen cleared, the next step is to getthe water out of the ceilings andwalls.

How you drain and dryyour ceilings and walls depends onwhat they are made of.Wallboard.Most ceilings and What Losses Does Flood Insurance Protect Against walls are covered with wallboard, especially innewer homes. Wallboard will actlike a sponge, drawing water upabove the flood level.

It becomesvery fragile if it stays wet for longand will fall apart when bumped.When the wallboard finally dries, What Losses Does Flood Insurance Protect Against there will still be mud and contaminants dried inside.Wallboard that has been soakedby floodwater presents a permanent health hazard.

Therefore,this book recommends that youthrow out flooded wallboard. Onthe other hand, if the wallboardwas soaked by clean rainwater, What Losses Does Flood Insurance Protect Against itcan be dried in place with plentyof fresh air moving through thearea.Plaster.Plaster will survive a flood betterthan wallboard. It should nothave to be replaced but it will takea verylong time to dry.

Sometimes the plaster willseparate from the wood laths as itdries. Then the wall will have tobe removed and replaced.Insulation.There are 3 main types of insulation and What Losses Does Flood Insurance Protect Against each reacts differently tofloodwaters. Styrofoam survivesbest; it may only need to be hosedoff.

Fiberglass batts should bediscarded if they are muddy. Ifsoaked by clean rainwater, removethem so the rest of the wall candry. They can be put back in thewall, What Losses Does Flood Insurance Protect Against but it will take a very longtime to dry.Cellulose (loose or blown-intreated paper) insulation will holdwater for a long time.

It can alsolose its antifungal and fire retardant abilities. Therefore, floodedcellulose insulation should bereplaced.Wood.If allowed to dry naturally, woodwill generally regain its originalshape. Different layers of laminated wood, such as plywood, What Losses Does Flood Insurance Protect Against maydry at different rates, causing thelayers to separate.

Wood always has some water in it,but a flood can bring its moisturecontent up to 30 percent. Thiscauses swelling. However, ifallowed to dry naturally, woodwill usually go back to its originalshape. Unlike wallboard, What Losses Does Flood Insurance Protect Against wetstuds and sills that are touched byfloodwaters do not need to bethrown out.

Hollow wood doorsusually have cardboard spacers inthe middle that lose their shapewhen wet. Generally, these doorscome apart after they are floodeds What Losses Does Flood Insurance Protect Against and need to be replaced. Some contaminants will stay inthe wood pores after it dries, butnot as much as stays in floodedwallboard.

Wood studs and sillswill be covered by new wallboardand painted, What Losses Does Flood Insurance Protect Against so they are wellremoved from human contact.Therefore, wet wood studs andsills do not need to be replaced ifthey are allowed to dry properly.Drain the Ceilings andWallsCeilingsCheck for sagging ceilings.

Drainthem carefully as shown in Step 2.If the floodwaters went above yourceiling, you should replace it if itis made of wallboard. A plasterceiling will dry eventually, What Losses Does Flood Insurance Protect Against but if ithas too many cracks or sags, youwill have to tear it down andreplace it. Remove any wet insulation in the ceiling to allow thejoists to dry.

How To Hide An Aluminum Sliding Window With Wood

Drain deaerator and open inspection doors and trays. Drain all boiler feed pumps and lines.7. Drain condensate receiver tank. Open manhole on tank.8. Drain chemical feed pump barrels and dispose of chemicals in a safe manner.9. Drain water softener tank and brine receiver.10. Shut off valves to main  read more..

Flood Lights

Is there a "grace period" for renewing an NFIP policy after expiration? All policies expire at 12:01 a.m. on the last day of the policy term. However, coverage remains in force for 30 days after the expiration of the policy, Flood Damage Flood Lights and claims for losses that occur during the period will be honore  read more..

Risks Of Buying Seized Methamphetamine Houses

WIPE SAMPLING METHODOLOGY
A. Surface Wipe Sampling Wipe sampling to establish the presence of significant surface contamination is useful for documenting hazards. Meth Lab Cleanup Risks Of Buying Seized Methamphetamine Houses A reference control wipe sample or samples taken from areas in which exposure is not anticipated will also help   read more..

Limit Radon Exposure

Applications can be submitted at any time. The Agency processes Applications on a first-come, first served basis. However, the selected measurement device, the status and availability of EPA radon chambers, and other factors may require additional time when processing Applications for analytical mea  read more..

How To Remove Structural Lead Paint

Return of the Employee to Former Job Status. (A) The employer shall return an employee to his or her former job status: 1. For an employee removed due to a blood lead-level at or above 80 µg/100 g when two consecutive blood sampling tests indicate that the employee's blood lead level is at Lead Paint Removal How To Remove Structural Lead Paint o  read more..

Grants For Hurricane Damage Tree Removal

Metro-Dade County used different communications strategies for each stage of the debris management effort. In the days following the hurricane, city officials gave about 10 television and radio interviews each day, in which they asked residents to carry their garbage to the nearest cleared stre  read more..

When Was Asbestos Banned?

Banned products and uses Under the Toxic Substances Control Act (TSCA): Banned Manufacture, Importation, Processing and Distribution in Commerce of Certain asbestos-containing Products Corrugated paper Rollboard Commercial paper Asbestos Abatement When Was Asbestos Banned? Specialty paper Flooring felt. 

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Sewage And Floodwaters Contains Bacteria

Sewage and floodwaters contains bacteria, fecal material, viruses and other hazardous microorganisms, which can cause disease. These "germs" can be transmitted by touching contaminated items or by tracking them into uncontaminated areas on shoes. Children and pets are especially vulnerable. Odors fr  read more..

Vermiculite

(05/21/03) The federal government today launched a national consumer awareness campaign to provide homeowners with important information on vermiculite attic insulation which may contain Asbestos Abatement Vermiculite asbestos. 

This new campaign, coordinated by EPA and the Agency f  read more..

Flood Damage

When a flood passes through an area the damage that they can leave could be tremendous, if Electronic Restoration Flood Damage have entered a building containing state-of-the-art electronic equipment. These pieces of equipment will need to be thoroughly dried, gone through having all of the circuit boards and other electri  read more..