Flood Damage >> What Losses Does Flood Insurance Protect Against

Desiccants like those listed below are usually available at hardware, grocery, or drugstores. Chemical dehumidifier packs used for drying boats and damp closets. Cat litter made of clay. Calcium chloride pellets used for melting ice in the winter.Hang pellets in a pillow case,nylon stocking, What Losses Does Flood Insurance Protect Against or other porous bag. Put a bucket underneath to catch dripping water.

Close the closet or area being dried. Be careful.Calcium chloride can burn your skin. It will also make the air salty, What Losses Does Flood Insurance Protect Against so do not use this product near computers or other delicate equipment. Call a contractor. There arecontractors who specialize indrying out flooded buildings.They have large fans and dehumidifiers that can dry out ahouse in a few days.

Look inthe yellow pages under Fire andWater Damage Restoration orunder Dehumidifying. Becareful about contractors whoinflate prices after a disaster andabout out-of-town contractorswho inflate prices after adisaster and What Losses Does Flood Insurance Protect Against about out-of-towncontractors who request payment in advance.

Be patient. Drying your homecould take several weeks. Untilyour home is reasonably dry, damage caused by mildew and What Losses Does Flood Insurance Protect Against decaywill continue. The musty odorwill remain forever if the home isnot thoroughly dried out well.Sort Contents and DiscardDebrisYou have three types of contentsthat should go to three differentplaces: items you want to save items to be discarded garbage.

Things you want to saveMove these to a safe, dry place,such as the second story or outside. The longer they sit in water,the more damaged they become.In some cases, What Losses Does Flood Insurance Protect Against you may only beable to move them to one roomwhile you clean the other rooms.

Don't leave wood furniture in thesun or it will warp when it dries.To save an area rug, What Losses Does Flood Insurance Protect Against lay a sheet orsome other material on top so thecolors will not bleed. Clean itpromptly.Things you don't want to savePut things you don't want to saveoutside to dry until the adjustercomes to confirm your losses.

Take pictures or videotapes andlist each item for the record. Ifyou are not sure whether to throwsomething out, decide whether itis worth salvaging by checking theinformation in Step 6. What Losses Does Flood Insurance Protect Against

Should I Throw them Out?UsuallyMattresses, pillows, foam rubber,large carpets, carpet padding,upholstered couches and chairs,books, paper productsAlwaysFood, cosmetics, medical supplies,stuffed animals, baby toys. GarbageGet rid of food and anything elsethat could spoil or What Losses Does Flood Insurance Protect Against go bad immediately.

Don't let garbage buildup. Garbage piles will cause yetanother health hazard by attracting animals and insects. If yourinsurance adjuster has not come,tell your agent or What Losses Does Flood Insurance Protect Against adjuster that youneed to get rid of potential healthhazards. That person will tell you how to make sure that your lossesare covered.

Then throw the stuffout, preferably in sealed plasticgarbage bags.Don't take chances with frozenfood if electricity went off unlessfood is still thoroughly frozen andcontains ice crystals. As a rule,food will remain frozen for up tothree days in a closed freezer without power. What Losses Does Flood Insurance Protect Against

Don't refreeze thawedfood. However, you can cook andthen freeze raw meat that was partially thawed and What Losses Does Flood Insurance Protect Against then refreeze it.Dispose of discarded itemsproperly. Do not burn or burythem. There will usually be morefrequent garbage pickups after aflood.

Your local TV and radiostations will have announcementsconcerning trash pickup schedules What Losses Does Flood Insurance Protect Against and drop-off sites.How Floodwaters AffectYour HomeOnce contents and debris havebeen cleared, the next step is to getthe water out of the ceilings andwalls.

How you drain and dryyour ceilings and walls depends onwhat they are made of.Wallboard.Most ceilings and What Losses Does Flood Insurance Protect Against walls are covered with wallboard, especially innewer homes. Wallboard will actlike a sponge, drawing water upabove the flood level.

It becomesvery fragile if it stays wet for longand will fall apart when bumped.When the wallboard finally dries, What Losses Does Flood Insurance Protect Against there will still be mud and contaminants dried inside.Wallboard that has been soakedby floodwater presents a permanent health hazard.

Therefore,this book recommends that youthrow out flooded wallboard. Onthe other hand, if the wallboardwas soaked by clean rainwater, What Losses Does Flood Insurance Protect Against itcan be dried in place with plentyof fresh air moving through thearea.Plaster.Plaster will survive a flood betterthan wallboard. It should nothave to be replaced but it will takea verylong time to dry.

Sometimes the plaster willseparate from the wood laths as itdries. Then the wall will have tobe removed and replaced.Insulation.There are 3 main types of insulation and What Losses Does Flood Insurance Protect Against each reacts differently tofloodwaters. Styrofoam survivesbest; it may only need to be hosedoff.

Fiberglass batts should bediscarded if they are muddy. Ifsoaked by clean rainwater, removethem so the rest of the wall candry. They can be put back in thewall, What Losses Does Flood Insurance Protect Against but it will take a very longtime to dry.Cellulose (loose or blown-intreated paper) insulation will holdwater for a long time.

It can alsolose its antifungal and fire retardant abilities. Therefore, floodedcellulose insulation should bereplaced.Wood.If allowed to dry naturally, woodwill generally regain its originalshape. Different layers of laminated wood, such as plywood, What Losses Does Flood Insurance Protect Against maydry at different rates, causing thelayers to separate.

Wood always has some water in it,but a flood can bring its moisturecontent up to 30 percent. Thiscauses swelling. However, ifallowed to dry naturally, woodwill usually go back to its originalshape. Unlike wallboard, What Losses Does Flood Insurance Protect Against wetstuds and sills that are touched byfloodwaters do not need to bethrown out.

Hollow wood doorsusually have cardboard spacers inthe middle that lose their shapewhen wet. Generally, these doorscome apart after they are floodeds What Losses Does Flood Insurance Protect Against and need to be replaced. Some contaminants will stay inthe wood pores after it dries, butnot as much as stays in floodedwallboard.

Wood studs and sillswill be covered by new wallboardand painted, What Losses Does Flood Insurance Protect Against so they are wellremoved from human contact.Therefore, wet wood studs andsills do not need to be replaced ifthey are allowed to dry properly.Drain the Ceilings andWallsCeilingsCheck for sagging ceilings.

Drainthem carefully as shown in Step 2.If the floodwaters went above yourceiling, you should replace it if itis made of wallboard. A plasterceiling will dry eventually, What Losses Does Flood Insurance Protect Against but if ithas too many cracks or sags, youwill have to tear it down andreplace it. Remove any wet insulation in the ceiling to allow thejoists to dry.

How To Remove A Fire Smoke Smell From Furniture

Guidance on protecting workers in offices and similar indoor workplaces from wildfire smoke has been developed by the California Division of Occupational Safety and Health (Cal/OSHA), in consultation with technical staff from several other California agencies. This document (attached as Appendi  read more..

Debris Removal

Did you know that nearly 3,500 children are injured or lose their life due to fires annually?  Some of these fires are a result of children playing with matches, lighters or candles. Without a doubt we need to educate our children about the dangers of Fire Damage Debris Removal. But we must be careful not to frig  read more..

Flood Damage

The remediation processes of decontamination and your building’s disinfection will be important to ensure the elimination of harmful pathogens and mold organisms that were contained in the sewage backup or that grew during the period of the Sewage Cleanup Flood Damage contamination. Even your building’s   read more..

Tornado Damage

During a typhoon, houses might get wind damage or destroyed by high wind damage and high undulations. Debris could smash windows and doors, permitting high wind damage inside the house. In tremendous storms, such as Typhoon Andrew, the force of the Wind Damage Tornado Damage alone could cause weak spots in your ho  read more..

Radon In Water

radon gas can enter a home from the soil through cracks in concrete floors and walls, floor drains, sump pumps, construction joints, and tiny cracks or pores in hollow-block walls. Radon Mitigation Radon In Water levels are generally highest in basements and ground floor rooms that are in contact with the soil. Factors such   read more..

Fema Flood Zones And Debris Disposal

Household Chemicals (i.e., Household Hazardous Waste (HHW)) can be taken to a county or municipal HHW facility for recycling or potentially reuse. Check with your local environmental health representative to see if a temporary HHW collection site has been established. If HHW cannot safely be removed  read more..

Smoke Damage Cleanup Tips

This report presents a review of smoke production measurement, prediction of smoke impact as part of computer-based fire modeling, and measurement and prediction of the impact of smoke through deposition of soot on and  Smoke Damage Smoke Damage Cleanup Tips corrosion of electrical equipment. 

  read more..

Pigeon Removal

You ever notice, you feed one pigeon and thousands more show up almost magically, it's like how do they know that you have food. It's a trained response, something that they've learned automatically. Pigeons at your home or business can be a huge problem defecating in areas where people walk  read more..

Biohazard Cleanup

Crime Scene Cleanup Biohazard Cleanup is definitely a unique and different job than most others. Not too many people, say that, that's what they want to do when they grow up. But it can be a very challenging and rewarding job for the people that like to help make a difference. It takes a special person, to be able to work wi  read more..

Radon Mitigation

Why is radon the public health risk that it is? EPA estimates that about 20,000 lung cancer deaths each year in the U.S. are radon -related. Exposure to radon is the second leading cause of lung cancer after smoking. Radon Mitigation Radon Mitigation is an odorless, tasteless and invisible gas produced by the decay of natural  read more..