Flood Damage >> What Losses Does Flood Insurance Protect Against

Desiccants like those listed below are usually available at hardware, grocery, or drugstores. Chemical dehumidifier packs used for drying boats and damp closets. Cat litter made of clay. Calcium chloride pellets used for melting ice in the winter.Hang pellets in a pillow case,nylon stocking, What Losses Does Flood Insurance Protect Against or other porous bag. Put a bucket underneath to catch dripping water.

Close the closet or area being dried. Be careful.Calcium chloride can burn your skin. It will also make the air salty, What Losses Does Flood Insurance Protect Against so do not use this product near computers or other delicate equipment. Call a contractor. There arecontractors who specialize indrying out flooded buildings.They have large fans and dehumidifiers that can dry out ahouse in a few days.

Look inthe yellow pages under Fire andWater Damage Restoration orunder Dehumidifying. Becareful about contractors whoinflate prices after a disaster andabout out-of-town contractorswho inflate prices after adisaster and What Losses Does Flood Insurance Protect Against about out-of-towncontractors who request payment in advance.

Be patient. Drying your homecould take several weeks. Untilyour home is reasonably dry, damage caused by mildew and What Losses Does Flood Insurance Protect Against decaywill continue. The musty odorwill remain forever if the home isnot thoroughly dried out well.Sort Contents and DiscardDebrisYou have three types of contentsthat should go to three differentplaces: items you want to save items to be discarded garbage.

Things you want to saveMove these to a safe, dry place,such as the second story or outside. The longer they sit in water,the more damaged they become.In some cases, What Losses Does Flood Insurance Protect Against you may only beable to move them to one roomwhile you clean the other rooms.

Don't leave wood furniture in thesun or it will warp when it dries.To save an area rug, What Losses Does Flood Insurance Protect Against lay a sheet orsome other material on top so thecolors will not bleed. Clean itpromptly.Things you don't want to savePut things you don't want to saveoutside to dry until the adjustercomes to confirm your losses.

Take pictures or videotapes andlist each item for the record. Ifyou are not sure whether to throwsomething out, decide whether itis worth salvaging by checking theinformation in Step 6. What Losses Does Flood Insurance Protect Against

Should I Throw them Out?UsuallyMattresses, pillows, foam rubber,large carpets, carpet padding,upholstered couches and chairs,books, paper productsAlwaysFood, cosmetics, medical supplies,stuffed animals, baby toys. GarbageGet rid of food and anything elsethat could spoil or What Losses Does Flood Insurance Protect Against go bad immediately.

Don't let garbage buildup. Garbage piles will cause yetanother health hazard by attracting animals and insects. If yourinsurance adjuster has not come,tell your agent or What Losses Does Flood Insurance Protect Against adjuster that youneed to get rid of potential healthhazards. That person will tell you how to make sure that your lossesare covered.

Then throw the stuffout, preferably in sealed plasticgarbage bags.Don't take chances with frozenfood if electricity went off unlessfood is still thoroughly frozen andcontains ice crystals. As a rule,food will remain frozen for up tothree days in a closed freezer without power. What Losses Does Flood Insurance Protect Against

Don't refreeze thawedfood. However, you can cook andthen freeze raw meat that was partially thawed and What Losses Does Flood Insurance Protect Against then refreeze it.Dispose of discarded itemsproperly. Do not burn or burythem. There will usually be morefrequent garbage pickups after aflood.

Your local TV and radiostations will have announcementsconcerning trash pickup schedules What Losses Does Flood Insurance Protect Against and drop-off sites.How Floodwaters AffectYour HomeOnce contents and debris havebeen cleared, the next step is to getthe water out of the ceilings andwalls.

How you drain and dryyour ceilings and walls depends onwhat they are made of.Wallboard.Most ceilings and What Losses Does Flood Insurance Protect Against walls are covered with wallboard, especially innewer homes. Wallboard will actlike a sponge, drawing water upabove the flood level.

It becomesvery fragile if it stays wet for longand will fall apart when bumped.When the wallboard finally dries, What Losses Does Flood Insurance Protect Against there will still be mud and contaminants dried inside.Wallboard that has been soakedby floodwater presents a permanent health hazard.

Therefore,this book recommends that youthrow out flooded wallboard. Onthe other hand, if the wallboardwas soaked by clean rainwater, What Losses Does Flood Insurance Protect Against itcan be dried in place with plentyof fresh air moving through thearea.Plaster.Plaster will survive a flood betterthan wallboard. It should nothave to be replaced but it will takea verylong time to dry.

Sometimes the plaster willseparate from the wood laths as itdries. Then the wall will have tobe removed and replaced.Insulation.There are 3 main types of insulation and What Losses Does Flood Insurance Protect Against each reacts differently tofloodwaters. Styrofoam survivesbest; it may only need to be hosedoff.

Fiberglass batts should bediscarded if they are muddy. Ifsoaked by clean rainwater, removethem so the rest of the wall candry. They can be put back in thewall, What Losses Does Flood Insurance Protect Against but it will take a very longtime to dry.Cellulose (loose or blown-intreated paper) insulation will holdwater for a long time.

It can alsolose its antifungal and fire retardant abilities. Therefore, floodedcellulose insulation should bereplaced.Wood.If allowed to dry naturally, woodwill generally regain its originalshape. Different layers of laminated wood, such as plywood, What Losses Does Flood Insurance Protect Against maydry at different rates, causing thelayers to separate.

Wood always has some water in it,but a flood can bring its moisturecontent up to 30 percent. Thiscauses swelling. However, ifallowed to dry naturally, woodwill usually go back to its originalshape. Unlike wallboard, What Losses Does Flood Insurance Protect Against wetstuds and sills that are touched byfloodwaters do not need to bethrown out.

Hollow wood doorsusually have cardboard spacers inthe middle that lose their shapewhen wet. Generally, these doorscome apart after they are floodeds What Losses Does Flood Insurance Protect Against and need to be replaced. Some contaminants will stay inthe wood pores after it dries, butnot as much as stays in floodedwallboard.

Wood studs and sillswill be covered by new wallboardand painted, What Losses Does Flood Insurance Protect Against so they are wellremoved from human contact.Therefore, wet wood studs andsills do not need to be replaced ifthey are allowed to dry properly.Drain the Ceilings andWallsCeilingsCheck for sagging ceilings.

Drainthem carefully as shown in Step 2.If the floodwaters went above yourceiling, you should replace it if itis made of wallboard. A plasterceiling will dry eventually, What Losses Does Flood Insurance Protect Against but if ithas too many cracks or sags, youwill have to tear it down andreplace it. Remove any wet insulation in the ceiling to allow thejoists to dry.

Lead Paint In Your Home

The medical community has balanced the advantages and disadvantages resulting from the use of chelating agents in various circumstances and has established when the use of these agents is acceptable. The standard includes these accepted limitations due to a history of abuse of chelation therapy by [  read more..

Foundation Repair

When As Well As Why you Should Turn to Crack in Foundation Repair Services Sooner or later, just about all homes will move and also settle. This could result in chips, which frequently need repairing Basement Drying Foundation Repair piers. Several cracks, however, are simply in the cosmetic finish of the foundation repair. The  read more..

How To Strip Lead Paint Off Wood

Methods for Removing Lead Paint Mechanical Methods: Mechanical (abrasive) methods of treating lead-painted surface shave two major drawbacks. They produce high levels of dangerous residue, and they have potential to damage the underlying substrate.SCRAPING: Traditional scraping with hand tools is a   read more..

Prevent Radon Gas

Participants in the Residential Measurement Service Provider component of the RPP must earn a minimum of eight (8) of the required sixteen (16) hours of continuing education every two years through approved Category I course work. Those with dual listings are required to earn a minimum of sixteen (1  read more..

Mold Inspection

Health Concerns If building occupants are reporting serious health concerns, you should consult a health professional. In cases in which a particularly toxic mold species has been identified or is suspected, when extensive hidden mold is expected (such as behind vinyl wallpaper or in the HVAC s  read more..

How To Clean A Carpet After A Sewer Backup

When a sewer overflows, it is usually the result of inappropriate materials in the sanitary sewer system. Please help prevent sewer back-ups and overflows!Sewer Backups The sanitary sewer system is the network of underground pipes that carry wastewater from your sinks, Sewage Cleanup How To Clean A Carpet After A Sewer Backup toilets, showers, bathtub  read more..

Flood Management Methods

Stand away from, Flood Damage Flood Management Methods not under,the sag. (Under a doorway is safest.) Poke a hole in the ceiling at the edge of the sag so any trapped water can begin to drain. Do not start at the center of the sag because the ceiling may collapse suddenly.

Rescue the Most Valuable Items Find and pro  read more..

Derechos Tornadoes And Cyclones X

The rain produced by the newer storms reinforces the cold pool, strengthening the inflow of air from the back side of the developing storm complex and encouraging the downward transport of higher momentum air from aloft. These processes can enable the system Wind Damage Derechos Tornadoes And Cyclones X to attain a nearly steady-  read more..

Exterior Lead Based Paint Removal

How often should my blood lead level be checked? Blood lead level (BLL) describes the amount of lead in the blood, measured in micrograms per deciliter (µg/dL).The typical BLL for U.S. adults is less than 10 µg/dL. The New York State Department of Health recommends that:An initial blood lead t  read more..

How To Clean After A Demolition

This plan has been developed to provide the framework for County government and other entities to clear and remove debris generated by a natural or human made event. This Debris Management Plan focuses on the types of activities that are likely to be required during a disruption or emergency, withou  read more..