Flood Damage >> What Losses Does Flood Insurance Protect Against

Desiccants like those listed below are usually available at hardware, grocery, or drugstores. Chemical dehumidifier packs used for drying boats and damp closets. Cat litter made of clay. Calcium chloride pellets used for melting ice in the winter.Hang pellets in a pillow case,nylon stocking, What Losses Does Flood Insurance Protect Against or other porous bag. Put a bucket underneath to catch dripping water.

Close the closet or area being dried. Be careful.Calcium chloride can burn your skin. It will also make the air salty, What Losses Does Flood Insurance Protect Against so do not use this product near computers or other delicate equipment. Call a contractor. There arecontractors who specialize indrying out flooded buildings.They have large fans and dehumidifiers that can dry out ahouse in a few days.

Look inthe yellow pages under Fire andWater Damage Restoration orunder Dehumidifying. Becareful about contractors whoinflate prices after a disaster andabout out-of-town contractorswho inflate prices after adisaster and What Losses Does Flood Insurance Protect Against about out-of-towncontractors who request payment in advance.

Be patient. Drying your homecould take several weeks. Untilyour home is reasonably dry, damage caused by mildew and What Losses Does Flood Insurance Protect Against decaywill continue. The musty odorwill remain forever if the home isnot thoroughly dried out well.Sort Contents and DiscardDebrisYou have three types of contentsthat should go to three differentplaces: items you want to save items to be discarded garbage.

Things you want to saveMove these to a safe, dry place,such as the second story or outside. The longer they sit in water,the more damaged they become.In some cases, What Losses Does Flood Insurance Protect Against you may only beable to move them to one roomwhile you clean the other rooms.

Don't leave wood furniture in thesun or it will warp when it dries.To save an area rug, What Losses Does Flood Insurance Protect Against lay a sheet orsome other material on top so thecolors will not bleed. Clean itpromptly.Things you don't want to savePut things you don't want to saveoutside to dry until the adjustercomes to confirm your losses.

Take pictures or videotapes andlist each item for the record. Ifyou are not sure whether to throwsomething out, decide whether itis worth salvaging by checking theinformation in Step 6. What Losses Does Flood Insurance Protect Against

Should I Throw them Out?UsuallyMattresses, pillows, foam rubber,large carpets, carpet padding,upholstered couches and chairs,books, paper productsAlwaysFood, cosmetics, medical supplies,stuffed animals, baby toys. GarbageGet rid of food and anything elsethat could spoil or What Losses Does Flood Insurance Protect Against go bad immediately.

Don't let garbage buildup. Garbage piles will cause yetanother health hazard by attracting animals and insects. If yourinsurance adjuster has not come,tell your agent or What Losses Does Flood Insurance Protect Against adjuster that youneed to get rid of potential healthhazards. That person will tell you how to make sure that your lossesare covered.

Then throw the stuffout, preferably in sealed plasticgarbage bags.Don't take chances with frozenfood if electricity went off unlessfood is still thoroughly frozen andcontains ice crystals. As a rule,food will remain frozen for up tothree days in a closed freezer without power. What Losses Does Flood Insurance Protect Against

Don't refreeze thawedfood. However, you can cook andthen freeze raw meat that was partially thawed and What Losses Does Flood Insurance Protect Against then refreeze it.Dispose of discarded itemsproperly. Do not burn or burythem. There will usually be morefrequent garbage pickups after aflood.

Your local TV and radiostations will have announcementsconcerning trash pickup schedules What Losses Does Flood Insurance Protect Against and drop-off sites.How Floodwaters AffectYour HomeOnce contents and debris havebeen cleared, the next step is to getthe water out of the ceilings andwalls.

How you drain and dryyour ceilings and walls depends onwhat they are made of.Wallboard.Most ceilings and What Losses Does Flood Insurance Protect Against walls are covered with wallboard, especially innewer homes. Wallboard will actlike a sponge, drawing water upabove the flood level.

It becomesvery fragile if it stays wet for longand will fall apart when bumped.When the wallboard finally dries, What Losses Does Flood Insurance Protect Against there will still be mud and contaminants dried inside.Wallboard that has been soakedby floodwater presents a permanent health hazard.

Therefore,this book recommends that youthrow out flooded wallboard. Onthe other hand, if the wallboardwas soaked by clean rainwater, What Losses Does Flood Insurance Protect Against itcan be dried in place with plentyof fresh air moving through thearea.Plaster.Plaster will survive a flood betterthan wallboard. It should nothave to be replaced but it will takea verylong time to dry.

Sometimes the plaster willseparate from the wood laths as itdries. Then the wall will have tobe removed and replaced.Insulation.There are 3 main types of insulation and What Losses Does Flood Insurance Protect Against each reacts differently tofloodwaters. Styrofoam survivesbest; it may only need to be hosedoff.

Fiberglass batts should bediscarded if they are muddy. Ifsoaked by clean rainwater, removethem so the rest of the wall candry. They can be put back in thewall, What Losses Does Flood Insurance Protect Against but it will take a very longtime to dry.Cellulose (loose or blown-intreated paper) insulation will holdwater for a long time.

It can alsolose its antifungal and fire retardant abilities. Therefore, floodedcellulose insulation should bereplaced.Wood.If allowed to dry naturally, woodwill generally regain its originalshape. Different layers of laminated wood, such as plywood, What Losses Does Flood Insurance Protect Against maydry at different rates, causing thelayers to separate.

Wood always has some water in it,but a flood can bring its moisturecontent up to 30 percent. Thiscauses swelling. However, ifallowed to dry naturally, woodwill usually go back to its originalshape. Unlike wallboard, What Losses Does Flood Insurance Protect Against wetstuds and sills that are touched byfloodwaters do not need to bethrown out.

Hollow wood doorsusually have cardboard spacers inthe middle that lose their shapewhen wet. Generally, these doorscome apart after they are floodeds What Losses Does Flood Insurance Protect Against and need to be replaced. Some contaminants will stay inthe wood pores after it dries, butnot as much as stays in floodedwallboard.

Wood studs and sillswill be covered by new wallboardand painted, What Losses Does Flood Insurance Protect Against so they are wellremoved from human contact.Therefore, wet wood studs andsills do not need to be replaced ifthey are allowed to dry properly.Drain the Ceilings andWallsCeilingsCheck for sagging ceilings.

Drainthem carefully as shown in Step 2.If the floodwaters went above yourceiling, you should replace it if itis made of wallboard. A plasterceiling will dry eventually, What Losses Does Flood Insurance Protect Against but if ithas too many cracks or sags, youwill have to tear it down andreplace it. Remove any wet insulation in the ceiling to allow thejoists to dry.

How To Clean Up Water In A Flooded Basement

Cleaning a basement after a flood Basements flooded with surface water, seepage through walls, or backflow from Basement Drying How To Clean Up Water In A Flooded Basement sewer lines often suffer little or no structural damage from the water, because the water inside braces the walls against the pressure of outside water and waterlogged soil. How   read more..

How To Restore Flood Damaged Archive Photos

To create a collection, to inherit one, or to be given oversight of a collection, is also to create, inherit or accept a great responsibility. The challenge for collecting institutions is to meet the charge of stewardship and to assure that their valued collections, whether works of art, historical   read more..

Debris Removal

In case of a Flood Damage Debris Removal, contact your homeowner’s insurance company right away. If at all possible, have your flood insurance policy numbers ready when you call. Find out how they want to handle your claim. They might have special processes set up if there are many people that were involved by o  read more..

How To Do Black Mold Removal

Mildew and molds are fungi - simple microscopic organisms that thrive anywhere there is a moist environment. Molds are a necessary part of the environment; without them, leaves would not decay and aspects of soil enrichment could not take place. It is their ability to destroy organic materials, howe  read more..

What Are Some Signs Of A Meth Lab

In a Tier 1 decontamination response, adult clothing and small washable fabricitems such as curtains, rugs and linens can be machine-washed twice with hot water anddetergent. After washing contaminated items, Meth Lab Cleanup What Are Some Signs Of A Meth Lab the washer shall be run once empty of clothing.
 
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Carpet Cleaning Without Water

Constituents from six major chemical groups were measured: radionuclides, major and trace elements, organo chlorine pesticides and PCBs, PAHs, UWI compounds, and current-use pesticides. The results of the chemical analyses are presented in tables 2–7. Interpretations of data listed in this report a  read more..

The Best Ways To Move A Hoarder

The purpose of this Study Issue is to determine how Sunnyvale can effectively address interior hoarding conditions at residential properties. Staff conducted an extensive amount of research on-line and through a survey of the California Association of Code Enforcement Officers pertaining to how othe  read more..

How To Protect A Washer Dryer From A Flood

If there are no signs of problems, Flood Damage How To Protect A Washer Dryer From A Flood turn the power off again.Plug a lamp or small appliancein an outlet on the circuit youjust tested, or turn on a lightswitch. Be sure that the appliance you are using to test eachoutlet is working properly.

5.Turn the power  read more..

Wind Damage

During severe thunderstorms, tornadoes or hurricanes, homes may be Emergency Board up Wind Damage or destroyed by high winds. Debris that is flying through the air can break windows and splinter doors, allowing the high winds inside the home. In extreme wind storms, the force of the wind damage alone can cause weak ar  read more..

Flood Prevention Ideas

The walls, floors, closets, shelves,

contents—every flooded part of

your house—should be thoroughly

washed and disinfected. Some projects, such as washing clothes, may

have to wait until all the utiliti  read more..